/* ===========================================
   AG Risk Crop Insurance — Fieldstrip v3
   Tabbed products, panoramic hero
   Colors: Warm Cream + Deep Earth + Harvest Gold
   Font: DM Sans
   =========================================== */

:root {
    --bg: #FAF8F3;
    --bg-alt: #F0ECE2;
    --ink: #2C2416;
    --ink-soft: #7A7060;
    --accent: #C8943E;
    --accent-hover: #B07E2E;
    --accent-soft: rgba(200,148,62,0.12);
    --border: #E0D9CC;
    --card: #FFFFFF;
    --dark: #1A1508;
    --radius: 12px;
    --radius-sm: 8px;
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
    font-family: 'DM Sans', sans-serif;
    font-size: 16px;
    line-height: 1.65;
    color: var(--ink);
    background: var(--bg);
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
}

img { display: block; width: 100%; height: 100%; object-fit: cover; }
.container { max-width: 1140px; margin: 0 auto; padding: 0 24px; }

/* ===========================================
   HEADER
   =========================================== */
.header {
    position: fixed;
    top: 0; left: 0; right: 0;
    z-index: 1000;
    background: rgba(26,21,8,0.88);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border-bottom: 1px solid rgba(255,255,255,0.06);
    transition: background 0.3s;
}
.header.scrolled { background: rgba(26,21,8,0.97); }

.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 64px;
}

.logo {
    font-size: 1.1rem;
    font-weight: 700;
    color: #fff;
    text-decoration: none;
}

.nav { display: flex; align-items: center; gap: 28px; }
.nav-link {
    font-size: 0.9rem; font-weight: 500;
    color: rgba(255,255,255,0.7);
    text-decoration: none;
    transition: color 0.2s;
}
.nav-link:hover { color: #fff; }

.nav-phone {
    font-size: 0.9rem; font-weight: 600;
    color: rgba(255,255,255,0.8);
    text-decoration: none;
    transition: color 0.2s;
}
.nav-phone:hover { color: var(--accent); }

.nav-cta {
    font-size: 0.9rem; font-weight: 600;
    color: #fff; background: var(--accent);
    padding: 9px 22px; border-radius: var(--radius-sm);
    text-decoration: none; transition: all 0.2s;
}
.nav-cta:hover { background: var(--accent-hover); }

.burger {
    display: none; flex-direction: column; gap: 5px;
    background: none; border: none; cursor: pointer; padding: 4px;
}
.burger span { width: 22px; height: 2px; background: #fff; border-radius: 2px; transition: 0.2s; }

/* ===========================================
   BUTTONS / TAGS
   =========================================== */
.btn {
    display: inline-flex; align-items: center; justify-content: center;
    font-family: 'DM Sans', sans-serif; font-weight: 600;
    font-size: 1rem; padding: 16px 36px;
    border-radius: var(--radius-sm); border: none;
    cursor: pointer; text-decoration: none; transition: all 0.2s;
}
.btn-accent { background: var(--accent); color: #fff; }
.btn-accent:hover { background: var(--accent-hover); transform: translateY(-1px); }
.btn-full { width: 100%; padding: 16px; }

.tag {
    display: inline-block; font-size: 0.78rem; font-weight: 600;
    letter-spacing: 1.5px; text-transform: uppercase;
    color: var(--accent); margin-bottom: 12px;
}

/* ===========================================
   HERO — cinematic panoramic
   =========================================== */
.hero {
    position: relative;
    height: 70vh;
    min-height: 480px;
    max-height: 700px;
    display: flex;
    align-items: flex-end;
    overflow: hidden;
}
.hero-bg {
    position: absolute; inset: 0;
}
.hero-overlay {
    position: absolute; inset: 0;
    background: linear-gradient(
        to top,
        rgba(26,21,8,0.92) 0%,
        rgba(26,21,8,0.6) 40%,
        rgba(26,21,8,0.3) 100%
    );
}
.hero-content {
    position: relative; z-index: 2;
    width: 100%;
    padding-bottom: 56px;
}

.hero-bar { margin-bottom: 20px; }
.hero-label {
    font-size: 0.82rem; font-weight: 500;
    color: var(--accent); letter-spacing: 0.5px;
    padding: 7px 16px;
    background: rgba(200,148,62,0.12);
    border: 1px solid rgba(200,148,62,0.25);
    border-radius: 50px;
}

.hero h1 {
    font-size: 3.6rem; font-weight: 800; color: #fff;
    letter-spacing: -0.03em; line-height: 1.08;
    margin-bottom: 16px;
}
.hero p {
    font-size: 1.12rem; color: rgba(255,255,255,0.7);
    margin-bottom: 32px; max-width: 520px; line-height: 1.7;
}

/* ===========================================
   FACTS BAR
   =========================================== */
.facts-bar {
    background: var(--dark);
    padding: 22px 0;
}
.facts-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
}
.fact {
    font-size: 0.92rem;
    color: rgba(255,255,255,0.6);
    white-space: nowrap;
}
.fact strong {
    color: var(--accent);
    font-weight: 700;
    margin-right: 4px;
}

/* ===========================================
   PRODUCTS — tabbed interface
   =========================================== */
.products {
    padding: 80px 0;
    background: var(--bg);
}

.section-header {
    text-align: center;
    margin-bottom: 40px;
}
.section-header h2 {
    font-size: 2.4rem; font-weight: 700;
    color: var(--ink); letter-spacing: -0.02em;
}

/* Tabs navigation */
.tabs-nav {
    display: flex;
    gap: 0;
    margin-bottom: 32px;
    margin-left: -24px;
    margin-right: -24px;
    padding: 0 24px;
    border-bottom: 2px solid var(--border);
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
}
.tabs-nav::-webkit-scrollbar { display: none; }
.tabs-nav::after {
    content: '';
    flex-shrink: 0;
    width: 24px;
}

.tab-btn {
    flex-shrink: 0;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.88rem;
    font-weight: 600;
    color: var(--ink-soft);
    background: none;
    border: none;
    padding: 12px 20px;
    cursor: pointer;
    position: relative;
    transition: color 0.2s;
    white-space: nowrap;
}
.tab-btn::after {
    content: '';
    position: absolute;
    bottom: -2px;
    left: 0; right: 0;
    height: 2px;
    background: var(--accent);
    transform: scaleX(0);
    transition: transform 0.25s ease;
}
.tab-btn:hover { color: var(--ink); }
.tab-btn.active {
    color: var(--accent);
}
.tab-btn.active::after {
    transform: scaleX(1);
}

/* Tab panels */
.tabs-panels {
    position: relative;
    overflow: hidden;
    border-radius: var(--radius);
    background: var(--card);
    border: 1px solid var(--border);
}

.tab-panel {
    display: none;
    grid-template-columns: 1fr 1fr;
    height: 380px;
}
.tab-panel.active {
    display: grid;
    animation: panelIn 0.35s ease;
}

@keyframes panelIn {
    from { opacity: 0; transform: translateY(8px); }
    to { opacity: 1; transform: translateY(0); }
}

.panel-img {
    overflow: hidden;
    position: relative;
    height: 100%;
}

.panel-body {
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding: 48px 52px;
}

.panel-num {
    font-size: 3rem;
    font-weight: 800;
    -webkit-text-stroke: 1.5px var(--accent);
    color: transparent;
    line-height: 1;
    margin-bottom: 12px;
    letter-spacing: -0.03em;
}
.panel-body h3 {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--ink);
    margin-bottom: 14px;
    letter-spacing: -0.01em;
}
.panel-body p {
    font-size: 0.95rem;
    color: var(--ink-soft);
    line-height: 1.75;
    margin-bottom: 28px;
    max-width: 440px;
}
.panel-link {
    font-size: 0.92rem;
    font-weight: 600;
    color: var(--accent);
    text-decoration: none;
    transition: color 0.2s;
}
.panel-link:hover { color: var(--accent-hover); }

/* ===========================================
   ABOUT — full-width photo overlay
   =========================================== */
.about {
    position: relative;
    padding: 100px 0;
    overflow: hidden;
}
.about-bg {
    position: absolute;
    inset: 0;
}
.about-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(
        135deg,
        rgba(26,21,8,0.9) 0%,
        rgba(26,21,8,0.75) 50%,
        rgba(26,21,8,0.65) 100%
    );
}
.about-inner {
    position: relative;
    z-index: 2;
    max-width: 640px;
}
.about-inner h2 {
    font-size: 2.1rem;
    font-weight: 700;
    color: #fff;
    letter-spacing: -0.02em;
    margin-bottom: 20px;
    line-height: 1.2;
}
.about-inner p {
    font-size: 0.92rem;
    color: rgba(255,255,255,0.65);
    line-height: 1.75;
    margin-bottom: 14px;
}
.about-values {
    display: flex;
    gap: 24px;
    margin-top: 28px;
    flex-wrap: wrap;
}
.val {
    font-size: 0.88rem;
    color: rgba(255,255,255,0.5);
    font-weight: 500;
}
.val strong {
    color: var(--accent);
    font-weight: 700;
}

/* ===========================================
   CONTACT
   =========================================== */
.contact {
    padding: 80px 0;
    background: var(--bg);
}
.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: start;
}

.contact-info h2 {
    font-size: 2.2rem; font-weight: 700;
    color: var(--ink); letter-spacing: -0.02em;
    margin-bottom: 16px; line-height: 1.2;
}
.contact-info > p {
    color: var(--ink-soft);
    font-size: 1rem; line-height: 1.7;
    margin-bottom: 36px;
}

.contact-details {
    display: flex;
    flex-direction: column;
    gap: 20px;
}
.cd {
    display: flex;
    gap: 14px;
    align-items: flex-start;
}
.cd svg {
    width: 20px; height: 20px;
    color: var(--accent);
    flex-shrink: 0;
    margin-top: 3px;
}
.cd a, .cd span {
    font-size: 0.95rem;
    color: var(--ink-soft);
    text-decoration: none;
    line-height: 1.5;
}
.cd a:hover { color: var(--accent); }

/* Form */
.form-wrap {
    background: var(--card);
    border-radius: var(--radius);
    padding: 36px;
    border: 1px solid var(--border);
}
.form-title {
    font-size: 1.25rem; font-weight: 700;
    color: var(--ink); margin-bottom: 24px;
    text-align: center;
}
.fg { margin-bottom: 16px; }
.fg label {
    display: block;
    font-size: 0.85rem; font-weight: 500;
    color: var(--ink); margin-bottom: 6px;
}
.opt { font-weight: 400; color: var(--ink-soft); }

.fg input, .fg select, .fg textarea {
    width: 100%; padding: 13px 16px;
    border: 1px solid var(--border);
    border-radius: var(--radius-sm);
    font-family: 'DM Sans', sans-serif;
    font-size: 0.92rem;
    color: var(--ink);
    background: var(--bg);
    transition: border-color 0.2s, box-shadow 0.2s;
    appearance: none; -webkit-appearance: none;
}
.fg select {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%237A7060' stroke-width='2'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 16px center;
    padding-right: 40px;
    background-color: var(--bg);
}
.fg input:focus, .fg select:focus, .fg textarea:focus {
    outline: none;
    border-color: var(--accent);
    box-shadow: 0 0 0 3px rgba(200,148,62,0.15);
}
.fg textarea { resize: vertical; min-height: 80px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }

.success-msg { text-align: center; padding: 40px 20px; }
.success-msg.hidden { display: none; }
.success-msg svg { width: 52px; height: 52px; color: #16a34a; margin-bottom: 16px; }
.success-msg h3 { font-size: 1.3rem; color: var(--ink); margin-bottom: 8px; }
.success-msg p { color: var(--ink-soft); }

/* ===========================================
   FOOTER
   =========================================== */
.footer {
    background: var(--dark);
    padding: 24px 0;
}
.footer-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 12px;
}
.footer-name {
    font-size: 0.9rem;
    font-weight: 600;
    color: rgba(255,255,255,0.6);
}
.footer p {
    color: rgba(255,255,255,0.3);
    font-size: 0.8rem;
}

/* ===========================================
   RESPONSIVE
   =========================================== */
@media (max-width: 1024px) {
    .tab-panel {
        grid-template-columns: 1fr;
        min-height: auto;
    }
    .panel-img { height: 300px; }
    .panel-body { padding: 36px 32px; }

    .about { padding: 72px 0; }

    .contact-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }
}

@media (max-width: 768px) {
    /* Nav */
    .nav {
        display: none;
        position: absolute;
        top: 64px; left: 0; right: 0;
        background: var(--dark);
        flex-direction: column;
        padding: 20px 24px;
        gap: 16px;
        border-top: 1px solid rgba(255,255,255,0.08);
    }
    .nav.active { display: flex; }
    .nav-cta { text-align: center; display: block; }
    .burger { display: flex; }

    /* Hero */
    .hero {
        height: auto;
        min-height: 400px;
        max-height: none;
        padding-top: 80px;
    }
    .hero h1 { font-size: 2.4rem; }
    .hero-content { padding-bottom: 40px; }

    /* Facts */
    .facts-inner {
        flex-wrap: wrap;
        gap: 12px 24px;
        justify-content: center;
    }
    .fact { font-size: 0.84rem; }

    /* Products */
    .products { padding: 56px 0; }
    .section-header h2 { font-size: 1.9rem; }
    .section-header { margin-bottom: 32px; }

    .tabs-nav { gap: 0; }
    .tab-btn { font-size: 0.8rem; padding: 10px 14px; }

    .panel-img { height: 220px; }
    .panel-body { padding: 28px 24px; }
    .panel-num { font-size: 2.2rem; }
    .panel-body h3 { font-size: 1.25rem; }

    /* About */
    .about { padding: 56px 0; }
    .about-inner h2 { font-size: 1.6rem; }
    .about-values { flex-direction: column; gap: 12px; }

    /* Contact */
    .contact { padding: 56px 0; }
    .contact-info h2 { font-size: 1.8rem; }
    .form-wrap { padding: 24px; }
    .form-row { grid-template-columns: 1fr; }

    /* Footer */
    .footer-inner { flex-direction: column; text-align: center; }
}

@media (max-width: 480px) {
    .hero h1 { font-size: 2rem; }
    .hero p { font-size: 1rem; }
    .facts-inner { flex-direction: column; gap: 8px; text-align: center; }
    .tab-btn { font-size: 0.76rem; padding: 8px 10px; }
}